Credit Cards

Earn up to 200,000 bonus points with a top rewards credit or charge card.

Reach your travel goals sooner with a top frequent flyer card. Right now you could get up to 200,000 bonus points. Plus, enjoy perks like travel credits, airport lounge passes and more.

Bonus Offer
$300 Statement Credit*
Annual Fee
$200
X Factor

Up to $200 in Dining Credits each calendar year (T&Cs apply)

*Eligibility criteria, min spend, T&Cs apply
Receive a $300 back to your Card as a Statement Credit when you apply online by 30 May 2022, are approved and spend $1500 on your Card in the first 3 months*. Available to New Card Members only. Plus, receive up to $200 in Dining Credits each calendar year (T&Cs apply).
Bonus Points

500 Airpoints Dollars™*

Annual Fee
$195
X Factor

1 Airpoints Dollar™ per $59 spent, four Airport lounge entries per year

*Eligibility criteria, min spend, T&Cs apply
Receive 500 bonus Airpoints DollarsTM when you apply online by 8 August 2022, are approved, and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members only.
Bonus Points
200,000 Membership Rewards points*
Annual Fee
$1,250
X Factor

Up to $300 Dining Credit and $200 to spend on travel each year.

*Eligibility criteria, min spend, T&Cs apply
Get 200,000 Membership Rewards Bonus Points. Offer available to new American Express Card Members who apply online for the Platinum Card by 30 May 2022, are approved and spend $2,000 on their new Card in the first 3 months from Card approval date.
Bonus Points
50 Airpoints Dollars™*
Annual Fee
$0
X Factor

Earn 1 Airports Dollar on every $100 of spend, with no annual fee

*Eligibility criteria, min spend, T&Cs apply
Collect 50 Air New Zealand Airpoints Dollars when you apply, are approved and spend $750 on your new Card in the first 3 months*. Available to New Card Members only.

The best frequent flyer credit cards and more

Signing up for a frequent flyer credit card can help you to reach your travel goals sooner.

Provided you pay them off in full each month, rewards credit cards can save you money and help you to travel in style. By using your card for the things you already buy in your day-to-day life, you could rack up Air New Zealand Airpoints Dollars, points and miles fast. With many rewards credit cards now affiliated with airline and hotel frequent flyer programs, it’s easy to earn points if you’re in the know about the best cards to choose.

The Upgrade Collective selectively publishes news articles on a range of the best rewards and frequent flyer card deals available in the market. We dedicate ourselves to bringing you up-to-date credit card news, posting regular articles about the various deals that are available and how to take advantage of them.

Which frequent flyer credit card to choose?

By penning in depth articles, we bring you extensive information about rewards credit cards. You can then choose the card that you think will best suit your lifestyle and cater to your travel needs. Here at The Upgrade Collective, our coverage spans credit cards that provide you with Air New Zealand Airpoints Dollars, as well as cards affiliated with other airlines and hotel loyalty schemes. We also provide information about the credit cards that offer travel perks, such as complimentary travel insurance and airport lounge access.

The Upgrade Collective provides information to help you choose the best credit card deal to get you travelling in style and living smarter. Here, you’ll find comparisons, offers and much more.

Want more points? Subscribe to our newsletter for exclusive tips, deals, news and more: